New Jersey Housing and Mortgage Finance Agency

Multifamily Programs

Important General Information for Multifamily Developers 

Start here for basic information regarding HMFA's financing programs, eligibility and how to apply. 

Current Multifamily Pooled Bond Interest Rates 

View the current interest rates for our various multifamily financing programs. 

Multifamily Rental Financing Program Underwriting Guidelines - Includes Conduit Bond Program 

Download the Multifamily Rental Financing Program Underwriting Guidelines here.

Multifamily Rental Financing Program Operating Expenses 

Download the Multifamily Rental Financing Program Operating Expenses document here.


 

Construction Only Financing and Construction and Permanent Financing Document Checklist 

Download the Construction Only Financing and Construction and Permanent Financing Document Checklist. 

Permanent Take-Out Financing Document Checklist 

Download the Permanent Take-Out Financing Document Checklist here. 

Conduit Program Documents 

Access all of the Conduit Program documents including descriptions and checklists.

Multifamily Appendix 

Download the Multifamily Appendix here. This file includes information as well as forms necessary for application.