New Jersey Housing and Mortgage Finance Agency

Homeowner Assistance Fund (HAF)

  • The Homeowner Assistance Fund (HAF) is made available through the American Rescue Plan Act, enacted March 11, 2021.
  • The HAF program will provide financial assistance for homeowners who have experienced a significant reduction or loss of income due to COVID-19 and have been unable to remain current with their mortgage payments.
  • New Jersey Housing and Mortgage Finance Agency (NJHMFA) is in the process of developing eligibility requirements for the New Jersey HAF program.
  • Once the New Jersey HAF plan receives U.S. Treasury approval, all eligibility requirements and details about the application process will be shared via email and made available on this page.
  • If you are in need of immediate assistance, please reach out to a housing counselor in your area: https://www.nj.gov/dca/hmfa/consumers/foreclosure/counselor/index.shtml

Update (June 29, 2021)

  • U.S. Treasury amended the HAF Plan submission timeline for all state Housing Finance Agencies from June 30, 2021, to July 31, 2021, and the portal is not yet open to accept HAF submissions. Once submission is possible, NJHMFA will finalize and submit the New Jersey HAF plan to U.S. Treasury for review.

Public Comment Period Has Ended

On June 17, 2021, NJHMFA hosted a virtual hearing from 3:00 pm to 4:30 pm to hear public comments on the HAF proposed uses. During that session the NJHMFA provided the HAF_Public_Comments@njhmfa.gov email address for the public to submit comments. The period for public comment expired on June 24, 2021 at 5:00 pm.  Comments and inquiries received after this date may not receive specific responses; however, you can still receive updates on the HAF program as they become available.

Submit Public Comments

Public Comment Period Has Ended

Thank you to all who submitted comments. Continue to visit this page for programmatic updates. We will post our responses shortly.